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Scopul principal al acordarii de imprumuturi este intrajutorarea reciproca a membrilor. Marea majoritate a sumelor incasate din dobanzi sunt folosite pentru subventionarea activitatilor de asistenta sociala si a compensarii partiale a serviciilor cu tarif redus.

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Calculator level Casele de ajutor reciproc ale salariatilor acorda imprumuturi membrilor sai, pe baza unor contracte de imprumut in forma scrisa, din care sa rezulte clar toti termenii si conditiile de acordare. Contractele de imprumut sunt titluri executorii.

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